Military
Active-duty service members, veterans, National Guard and Reserve members.
The Michigan Heroes Mortgage Benefit
You serve Michigan.
Let us serve you.
Eligible military members, first responders, healthcare professionals and educators may receive up to $650 toward eligible closing costs when financing a Michigan home through Leeward Point Mortgage.
Benefit subject to eligibility, loan approval, applicable law, lender guidelines and sufficient closing costs. See disclosures below.
Who may qualify?
Michigan professionals who serve our communities
First Responders
Police officers, firefighters, EMTs, paramedics and eligible public-safety professionals.
Healthcare
Eligible nurses, physicians, medical professionals and healthcare employees.
Educators
Eligible teachers, school employees and education professionals.
How it works
A straightforward path from eligibility to closing
- Tell Mike how you serve.We confirm the occupation and basic program eligibility.
- Compare mortgage options.Review payment, cash-to-close, fees and available loan structures.
- Receive the eligible credit.Up to $650 is shown on the final closing disclosure when all requirements are met.
Why work with a broker?
Compare the whole mortgage—not one advertised number.
Rate matters, but so do points, lender credits, mortgage insurance, cash-to-close and long-term flexibility. Mike compares multiple wholesale lending options and helps you evaluate the complete transaction.
Clear, direct guidance
Review payment, cash-to-close, fees and available loan structures with Mike before choosing a mortgage option.
Questions
Michigan Heroes benefit FAQs
Is this a separate mortgage program?
No. It is a Leeward Point Mortgage closing-cost benefit that may accompany an eligible mortgage transaction. Loan approval and terms are determined separately.
Is everyone guaranteed $650?
No. The benefit is up to $650 and cannot exceed eligible closing costs or applicable limits. Eligibility, loan approval, lender rules and transaction structure all apply.
Can it be combined with VA financing or down-payment assistance?
Potentially. Compatibility depends on the specific loan, assistance program and lender guidelines. Mike will review the complete structure before representing that benefits can be combined.
What documentation is required?
Reasonable documentation of eligible employment or service may be required. Do not submit sensitive documents through ordinary email unless instructed to use a secure method.
Start with a conversation
Find out whether you qualify.
There is no obligation to check eligibility or discuss your mortgage scenario.